Shed finance through Handypay
If you would rather pay for your shed over time, you can apply for finance through Handypay, a third-party finance provider. Handypay assesses each application under its own criteria and sets the rates, fees and terms. Lockyer Sheds does not provide credit or credit advice; we provide the quote you apply with.

How it works
1. Get a written quote from us for the shed, kit, slab or build you want.
2. Apply with Handypay for the amount you want to finance. Handypay asks for its own information and runs its own assessment.
3. If Handypay approves the application, it tells you the terms, including repayments, fees and the total cost.
4. Once you accept, we confirm your order and schedule the job in the usual way.
Check the terms before you sign
Rates, fees, repayment periods and early repayment conditions are set by Handypay and can change, so we do not publish them here. Read the full terms on Handypay's site, look at the total amount you will repay, and compare it with other options such as your bank. If you are unsure whether finance suits you, speak to a licensed financial adviser.
What we can help with
We can give you a written quote to support your application, explain what is included in the price, and tell you when payments fall due on the job. We cannot tell you whether you will be approved or recommend a particular credit product.
Sources
Finance: common questions
Do you offer finance for sheds?
Finance is available through Handypay, a third-party provider. Lockyer Sheds does not lend money or provide credit advice.
What are the interest rates and terms?
They are set by Handypay and can change, so we do not publish them. Check the current terms on Handypay's website before you apply.
Will I be approved?
Approval is Handypay's decision, based on its own assessment of your application. We cannot guarantee or predict the outcome.
Can I finance a slab or a full build, not just a kit?
You apply for the amount on your quote. Whether Handypay will finance a particular amount or purpose is a question for Handypay.
What do I need before applying?
A written quote from us for the work you want to finance, plus the personal and financial information Handypay asks for in its application.
Tell us what you want to build.
Send the size, where it's going and how you'll use it, and we'll come back with a price for a kit or a finished build. Rather talk it through? Call the team.
